html{scroll-behavior:smooth}body{background:#f7f8fc;color:#121522;overflow-x:hidden}
body:before{content:"";position:fixed;inset:0;z-index:-2;pointer-events:none;background:radial-gradient(circle at 90% 10%,rgba(24,73,219,.08),transparent 25%),radial-gradient(circle at 10% 75%,rgba(232,173,45,.08),transparent 22%)}
.cta-main{position:relative;overflow:hidden;background:linear-gradient(180deg,#265cf4,#173dc0);color:#fff;box-shadow:0 9px 22px rgba(24,73,219,.24);transition:.25s;animation:breathe 2.8s ease-in-out infinite}
.cta-main:before{content:"";position:absolute;inset:-2px;background:conic-gradient(from 30deg,transparent 0 60%,rgba(255,255,255,.95) 70%,#f3c95d 76%,transparent 84%);animation:spin 3.2s linear infinite;z-index:-2}
.cta-main:after{content:"";position:absolute;inset:2px;border-radius:inherit;background:linear-gradient(180deg,#265cf4,#173dc0);z-index:-1}
.cta-gold{position:relative;overflow:hidden;background:linear-gradient(180deg,#f9d775,#e7ab27);color:#171717;box-shadow:0 8px 20px rgba(232,173,45,.22)}
.cta-gold:before{content:"";position:absolute;top:0;bottom:0;left:-50%;width:40%;background:linear-gradient(90deg,transparent,rgba(255,255,255,.9),transparent);transform:skewX(-20deg);animation:sweep 3s infinite}
@keyframes spin{to{transform:rotate(360deg)}}@keyframes breathe{50%{transform:scale(1.03)}}@keyframes sweep{60%,100%{left:130%}}
.reveal{opacity:0;transform:translateY(18px);transition:.7s ease}.reveal.show{opacity:1;transform:none}.faq-panel{max-height:0;overflow:hidden;transition:max-height .35s ease}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation:none!important}.reveal{opacity:1;transform:none}}

.reading-page{--line:#d7dce4;--muted:#566171;--accent:#1748bd;--paper:#fff;--body:#182132;color:var(--body);font-family:Arial,Helvetica,sans-serif;font-size:17px;line-height:1.85;overflow-wrap:anywhere}
.reading-page *{box-sizing:border-box}.reading-page h1,.reading-page h2,.reading-page h3{line-height:1.25;letter-spacing:-.025em;font-weight:700;color:inherit}.reading-page h1{font-size:clamp(2rem,3.5vw,3.75rem);margin:16px 0 24px}.reading-page h2{font-size:clamp(1.7rem,2.6vw,2.65rem);margin:0 0 24px}.reading-page h3{font-size:1.27rem;margin:36px 0 12px}.reading-page p{margin:0 0 20px;color:var(--muted)}.reading-page ul,.reading-page ol{padding-left:26px;margin:20px 0 28px;list-style-position:outside;color:var(--muted)}.reading-page ul{list-style-type:disc}.reading-page ol{list-style-type:decimal}.reading-page li{margin:8px 0;padding-left:4px}.reading-page img{display:block;width:100%;height:auto;object-fit:contain}.reading-page figure{margin:0}.reading-page a{color:inherit}.reading-page .wrap{width:min(1200px,calc(100% - 64px));margin:auto}.reading-page .eyebrow{font-size:13px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--accent);margin:0 0 16px}.reading-page .hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0}.reading-page .hero-actions a{display:inline-flex;align-items:center;justify-content:center;padding:12px 25px;border:1px solid var(--accent);background:var(--accent);color:#fff;font-size:15px;font-weight:700;text-decoration:none;border-radius:5px}.reading-page .hero-actions a+ a{background:transparent;color:var(--accent)}.reading-page .article{scroll-margin-top:110px;min-width:0}.reading-page .prose{min-width:0}.reading-page .prose>:last-child{margin-bottom:0}.reading-page .table-scroll{overflow:auto;margin:32px 0;border-top:3px solid var(--accent)}.reading-page table{border-collapse:collapse;width:100%;text-align:left;font-size:16px;line-height:1.65}.reading-page th,.reading-page td{padding:15px 18px;border-bottom:1px solid var(--line);vertical-align:top}.reading-page th{font-weight:700;color:var(--body);background:var(--tablehead,#f1f4f7)}.reading-page td{color:var(--muted)}.reading-page tbody tr:nth-child(even){background:var(--tablerow,#f8f9fb)}.reading-page .article-index{font-size:14px;line-height:1.5}.reading-page .article-index strong{display:block;font-size:13px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:18px;color:var(--accent)}.reading-page .article-index a{display:block;padding:9px 0;text-decoration:none;color:var(--muted)}.reading-page .article-index a:hover{color:var(--accent)}.reading-page .faq-section{padding:70px 0 90px;border-top:1px solid var(--line);scroll-margin-top:110px}.reading-page .faq-list{border-top:1px solid var(--line)}.reading-page .faq-row{border-bottom:1px solid var(--line)}.reading-page [data-faq]{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:23px 0;width:100%;font-size:17px;font-weight:700;line-height:1.5;text-align:left;background:none;border:0;color:inherit;cursor:pointer}.reading-page [data-icon]{color:var(--accent);font-size:24px;flex-shrink:0}.reading-page .faq-panel{max-height:0;overflow:hidden;transition:max-height .25s}.reading-page .faq-panel p{padding:0 36px 22px 0;margin:0}.reading-page .section-number{font-size:13px;font-weight:700;color:var(--accent);letter-spacing:.12em;margin-bottom:16px}.reading-page .intro{padding:46px 0 58px}.reading-page .intro .prose{max-width:860px}.reading-page .article-body{min-width:0}.reading-page .article-body img{margin:0 0 32px}.reading-page .content-end{padding:60px 0;border-top:1px solid var(--line)}
[data-drawer],#drawer{overflow-y:auto}a:focus-visible,button:focus-visible{outline:3px solid #e5ae35;outline-offset:4px}
@media(max-width:767px){.reading-page{font-size:16px;line-height:1.8}.reading-page .wrap{width:calc(100% - 36px)}.reading-page h1{font-size:2.05rem}.reading-page h2{font-size:1.7rem}.reading-page h3{font-size:1.18rem;margin-top:28px}.reading-page .hero-actions a{flex:1;padding:11px 14px}.reading-page .intro{padding:30px 0 40px}.reading-page .faq-section{padding:44px 0 60px}.reading-page .article-index{position:static!important;max-height:none!important}.reading-page .article-index nav{display:flex;flex-wrap:wrap;gap:8px 18px}.reading-page .article-index a{font-size:13px;padding:3px 0}.reading-page .article-index strong{margin-bottom:12px}.reading-page th,.reading-page td{padding:12px;font-size:14px}.reading-page [data-faq]{font-size:16px}.reading-page .faq-panel p{padding-right:0}.reading-page .content-end{padding:40px 0}}
body{background:#fff}.light-page{--body:#12264b;--muted:#52617b;--accent:#1849db;--line:#dbe2ef;padding-top:74px;background:#fff}.light-page .hero-band{background:#edf3ff;padding:52px 0}.light-page .hero-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:45px;align-items:center}.light-page .hero-head h1{font-size:clamp(2rem,3.1vw,3.3rem);margin-top:12px}.light-page .hero-banner{border-bottom:4px solid #e8ad2d;padding-bottom:14px}.light-page .intro{display:grid;grid-template-columns:220px minmax(0,1fr);gap:70px;padding:56px 0}.light-page .article-index{border-top:3px solid var(--accent);padding-top:22px}.light-page .article{display:grid;grid-template-columns:220px minmax(0,1fr);gap:70px;padding:60px 0;border-top:1px solid var(--line)}.light-page .article-label{position:sticky;top:110px;align-self:start}.light-page .section-number{font-size:46px;color:#aabde5;font-weight:400;line-height:1;margin:0 0 20px;letter-spacing:-.05em}.light-page .article-label h2{font-size:1.6rem;line-height:1.35}.light-page .article-body figure{margin:0 0 32px}.light-page .article-body .prose{max-width:820px}.light-page .faq-section{background:#f5f8fe}.light-page .faq-grid{display:grid;grid-template-columns:300px minmax(0,1fr);gap:65px}.light-page .faq-section h2{font-size:2rem}
@media(max-width:1023px){.light-page .intro,.light-page .article{grid-template-columns:180px minmax(0,1fr);gap:35px}.light-page .hero-grid{grid-template-columns:1fr;gap:25px}.light-page .hero-head{max-width:800px}.light-page .hero-banner{max-width:1000px}.light-page .hero-actions{margin-bottom:0}}@media(max-width:767px){.light-page .hero-band{padding:30px 0}.light-page .intro,.light-page .article,.light-page .faq-grid{grid-template-columns:1fr;gap:24px}.light-page .intro{padding:32px 0}.light-page .article{padding:38px 0}.light-page .article-label{position:static}.light-page .section-number{font-size:28px;margin-bottom:12px}.light-page .article-label h2{font-size:1.7rem;margin:0}.light-page .article-index{padding-top:18px}.light-page .hero-grid{gap:16px}}